To live on the water.... Wilmington NC waterfront real estate

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Wilmington NC Waterfront Properties 

 

Waterfront Homes from $100,000 - $200,000 - Find Here

Waterfront Townhomes and Condo's from $100,000 - $200,000 - Find Here

Waterfront Homes from $200,000 - $400,000 - Find Here

Waterfront Townhomes and Condo's from $200.000 -  $400,000 - Find Here

Waterfront Homes from $400,000 - Find Here

 Waterfront Townhomes and Condo's from $400,000 - Find Here

 Waterview Homes, Townhomes and Condo's - Find Here

Waterfront and Waterview Foreclosures - Find Here

Waterfront and Waterview Shortsales - Find Here

To Search Different Criteria and Want's - Find Here

 To live by the water is devine...

Waterfront Wilmington NC

Real Estate Listings

The Cape Fear Region's many miles of coastline, rivers and sounds offer a wide variety of fishing, watersports and boating activities. And, to maximize the regions waterfront enjoyment, there are many neighborhoods offering waterfront homes in Wilmington, NC with canals, boatslips, and or boatramps. We offer the latest, detailed information on all Wilmington NC waterfront homes and communities offered for sale in Wilmington, NC. So just sit back, relax and click any of these Wilmington waterfront communities to search for your waterfront dream home now.

Waterfront Real Estate in Wilmington NC

Please feel free to contact us with any questions or requests about waterfront homes for sale or waterfront real estate in Wilmington, NC, or any location in the Cape Fear Region. We have lived here all our lives and can help match a neighborhood with a home and schools. We  know where the best shopping is and all the main attractions. If you are looking for a second home or investment property in Wilmington, NC, there are still real deals in the great coastal area, but you will need a real estate expert to help you. We are experienced real estate professional's who has decades of home buying and selling experience in waterfront properties in Wilmington, NC area.

Marinas and Yacht Clubs

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Wilmington NC offers an assortment of Marinas and Yacht Clubs for your boating enjoyment. They are located from Carolina Beach north to Scotts Hill. You can get the details about specifics on each one right here.

For true local and knowledgable service in waterfront homes in Wilmington, NC please contact us today at 1-800-497-7325 Ex. 3607 or email at mailto:kaybaker@seacoastrealty.com

Wilmington, NC Waterfront Neighborhoods

Arjean by the Sound Avalon West Avenel Bald Head Island* Bay Harbor Bluepoint Bradley Creek Point Bridgewater Bluffs Carolina Bay Cedar Island Cedar Landing Chanel Haven Channelwalk Charleston Landing Demarest Landing Dolphin Bay Dunbar Landing Driftwood Villas Edgewater Subd Egret Landing Elliott Place Figure Eight Harbour Figure Eight Island* Greymarsh Crossing* Harbor Villa Headwater Cove Hickory Knoll Holiday Hills Hollyholm Inlet Park Inlet Point Harbor Sub* Inlet Watch Estates* Intracoastal Watch John's Creek Landfall* Loder Landing Marywood Masonboro Bluffs Masonboro Harbour* Masons Bluff Middle Oaks

Old Chimney Osprey Point Oyster Bay Pelican Reef* Porter's Neck Purviance Sanddollar Shores Sandfiddler Point Saponas Point Scotts Hill Bluff Shal-a-Moor Shandy Point Shinn Creek Estates* Shinn Point* Sounds Edge at Bradley Creek South East Harbor Register Place River Island Tangle Oaks The Tides* Timber Creek Towles* Tidalwalk* Turtle Hall* Waterway Lodge Westportt

Can't Get Home Insurance? | Wilmington NC real estate

www.cbbaker.com

Wilmington, NC Homeowner's Insurance for real estate


These days, premium costs are escalating at double-digit rates. Many insurance companies are tightening renewal policies, and in some states, are no longer offering new policies. This can make purchasing and keeping your homeowners insurance policy more difficult.


Some factors that can affect your ability to obtain homeowners insurance are:

Location. If your home, or one you are thinking of buying, is considered high-risk, meaning it might be prone to hurricanes, windstorms, tornadoes, or hail; this can greatly affect whether an insurer will cover you, and if so, whether it will be affordable. Homes in high-crime areas are also prone to coverage issues.

Age. If your home, or the one you are thinking of buying, has old plumbing, electrical or heating systems that present a higher chance of property damage, this can also make obtaining coverage difficult and expensive.

Credit. Unfortunately, your credit history can affect whether you are insurable, and in many cases, affect the rate you pay for premiums. Through the years insurers have found a person's credit information to be a highly accurate predictor of risk, according to the Insurance Information Institute. While the factors that insurers and lenders look at are the same, each weighs them differently. If you suspect your credit history is the reason you are denied insurance, be sure to get a copy of your credit report. Make sure it is accurate. Better yet, check your credit reports before you apply for insurance.

If you have attempted to obtain insurance from two or more different companies, but were denied coverage, there are some options available to you. If you are buying a new home, check with your real estate agent, lender, or builder, for a list of companies that write policies in your area. If the home you are purchasing is an existing home, ask the previous owners which company insured the house. In any case, ask your current insurance agent or representative for assistance. Find out why you were denied coverage. If the problem is not related to your home's location, but perhaps its condition, ask them what you need to do to bring the house up to insurable condition.


You can also contact the Institute for Business and Home Safety for information on natural hazards, community land use and ways you can protect your property from damage. You can visit them online at http://www.ibhs.org.

Another option is to talk to your neighbors. Find out through which company they are insured. Talk to their agents about specific risks in your neighborhood.

Give your state insurance department a call. Usually, they can provide you with insurers in your area. You may have to get insured through a state-run risk pool, operated by 29 states and the District of Columbia.

If you are still unable to get insurance, find out if your state has a plan known as shared market. FAIR Plans (Fair Access to Insurance Requirements) are insurance pools that sell property insurance to those who can't get it in the standard market. FAIR Plans can cost more and may provide less coverage than a typical policy, but they offer protection that you would not have otherwise. About 12 states have some sort of a homeowners policy, including liability. In California the plan covers brush fires, and in Georgia and New York they provide wind and hail coverage for some coastal communities.


Please feel free to email us with any questions you may have at bakerwayneassociates@ec.rr.com

IDENTITY THEFT: Protect your identity and your credit As the information super-highway expands, thieves have more and more opportunities to steal your financial identity. The Federal Trade Commission reports that as many as half a million Americans have their identities stolen annually--costing them money and affecting their credit ratings.

Identity thieves make their money by co-opting your name, Social Security number, credit card number, or other piece of your personal information for their own use. Below are just a few of the ways the identity thieves operate, according to the FTC:

• They open a new credit card account, using your name, date of birth, and Social Security number. When they use the credit card and don't pay the bills, the delinquent account is reported on your credit report.
• They call your credit card issuer and, pretending to be you, change the mailing address on your credit card account. Then, your imposter runs up charges on your account. Because your bills are being sent to the new address, you may not immediately realize there's a problem.
• They establish cellular phone service in your name.
• They open a bank account in your name and write bad checks on that account.

Fortunately, there are a number of ways you can protect yourself from identity theft, as follows:

• Know who you're talking to. Before you reveal any personally identifying information, find out how it will be used and whether it will be shared with others.
• Pay attention to your billing cycles. Follow up with creditors if your bills don't arrive on time. A missing credit-card bill could mean an identity thief has taken over your credit-card account and changed your billing address to cover his tracks.
• Guard your mail from theft. Deposit outgoing mail in post-office collection boxes or at your local post office, not in your own mailbox for your carrier to pick up.
• Put passwords on your credit card, bank and phone accounts. Avoid using easily available information such as your mother's maiden name, your birth date or your phone number.
• Minimize the identification information and the number of cards you carry to what you'll actually need. Don't carry your social security card-memorize the number and store the card in a secure place.
• Do not give out personal information on the phone, through the mail or over the Internet unless you have initiated the contact and know who you're dealing with.
• Keep items with personal information in a safe place. To thwart an identity thief who may pick through your trash to capture your personal information, tear or shred your charge receipts, copies of credit applications, and other financial statements.

For more tips and information, visit the FTC's website at www.ftc.gov/idtheft.